I have been originating mortgages for over 20 years. I specialize in new purchases for both primary and investment properties up to 4 units. I have skillful knowledge and experience helping those to refinance for a lower rate or term, debt consolidation, and home improvements. I provide exceptional personal attention to each of my clients, including complimentary FREE pre-approvals for purchases, as well as in home appointments. By continuing to gain knowledge of the ever-changing loan programs available in the marketplace, I provide my clients with the best mortgage options. My goal is to educate my clients about the different mortgage options available so they can choose the right loan for their situation. By taking into account my clients’ other financial goals such as retirement, savings for college education and tax strategies, the perfect mortgage program can be obtained. A lot of my clients are first time homebuyers and people who need advice on how to consolidate their debt for a better monthly cash flow. I can also help people eliminate private mortgage insurance, improve terms and so much more.
